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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,851 | $100,041-34.2% | $149,718-56.0% | $70,131-6.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 13.25% | 27.43%-14.2pp | 1501.70%-1488.4pp | 73.14%-59.9pp |
| Employer contribution / active EE | $7,071 | $3,662+93.1% | $5,444+29.9% | $2,342+201.8% |
| Participant deferral / active EE | $2,307 | $4,983-53.7% | $6,568-64.9% | $3,332-30.8% |
| Admin fee / account holder | $7,422 | $8,286-10.4% | $11,283-34.2% | $4,645+59.8% |