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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,646 | $121,656-36.2% | $104,614-25.8% | $158,950-51.2% |
| Participation rate | 64.7% | 77.5%-12.8pp | 74.1%-9.4pp | 82.0%-17.3pp |
| Annual return | 14.09% | 465.51%-451.4pp | 340.56%-326.5pp | 302.91%-288.8pp |
| Employer contribution / active EE | $1,481 | $3,164-53.2% | $2,681-44.8% | $4,762-68.9% |
| Participant deferral / active EE | $7,847 | $4,177+87.8% | $3,739+109.9% | $5,983+31.2% |
| Admin fee / account holder | $10,486 | $7,775+34.9% | $6,464+62.2% | $11,248-6.8% |