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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,285 | $138,078-38.2% | $125,363-32.0% | $134,509-36.6% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -22.17% | 750.49%-772.7pp | 572.15%-594.3pp | 418.13%-440.3pp |
| Employer contribution / active EE | $2,314 | $5,245-55.9% | $4,815-51.9% | $4,741-51.2% |
| Participant deferral / active EE | $7,366 | $7,800-5.6% | $7,447-1.1% | $6,400+15.1% |
| Admin fee / account holder | $3,017 | $11,566-73.9% | $10,005-69.8% | $11,427-73.6% |