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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,083 | $89,367-55.1% | $141,191-71.6% | $72,975-45.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.41% | 111.87%-87.5pp | 71.41%-47.0pp | 81.01%-56.6pp |
| Employer contribution / active EE | $3,163 | $3,115+1.5% | $4,736-33.2% | $2,440+29.6% |
| Participant deferral / active EE | $3,053 | $5,419-43.7% | $6,710-54.5% | $3,608-15.4% |
| Admin fee / account holder | $1,656 | $5,957-72.2% | $10,264-83.9% | $5,124-67.7% |