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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,038 | $72,012-69.4% | $185,827-88.1% | $79,858-72.4% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 11.40% | 23.12%-11.7pp | 35.96%-24.6pp | 31.72%-20.3pp |
| Employer contribution / active EE | $1,388 | $1,965-29.4% | $4,087-66.1% | $2,471-43.8% |
| Participant deferral / active EE | $2,169 | $3,779-42.6% | $5,633-61.5% | $3,740-42.0% |
| Admin fee / account holder | $2,220 | $4,513-50.8% | $9,502-76.6% | $5,306-58.2% |