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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,154 | $72,177-49.9% | $115,037-68.6% | $59,633-39.4% |
| Participation rate | 57.1% | 72.6%-15.4pp | 81.4%-24.2pp | 68.7%-11.5pp |
| Annual return | -2.10% | 12.02%-14.1pp | 26.14%-28.2pp | 2041.40%-2043.5pp |
| Employer contribution / active EE | $1,545 | $2,841-45.6% | $4,608-66.5% | $2,203-29.9% |
| Participant deferral / active EE | $3,206 | $4,783-33.0% | $6,026-46.8% | $3,192+0.4% |
| Admin fee / account holder | $3,181 | $4,927-35.4% | $8,175-61.1% | $4,297-26.0% |