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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,674 | $72,012-31.0% | $185,827-73.3% | $79,858-37.8% |
| Participation rate | 35.8% | 65.8%-30.0pp | 78.0%-42.2pp | 69.6%-33.8pp |
| Annual return | 14.85% | 23.12%-8.3pp | 35.96%-21.1pp | 31.72%-16.9pp |
| Employer contribution / active EE | $1,342 | $1,965-31.7% | $4,087-67.2% | $2,471-45.7% |
| Participant deferral / active EE | $2,638 | $3,779-30.2% | $5,633-53.2% | $3,740-29.5% |
| Admin fee / account holder | $2,323 | $4,513-48.5% | $9,502-75.6% | $5,306-56.2% |