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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,259 | $100,194-29.9% | $122,979-42.9% | $86,983-19.2% |
| Participation rate | 97.3% | 73.0%+24.3pp | 77.2%+20.1pp | 69.5%+27.8pp |
| Annual return | 9.03% | 16.47%-7.4pp | 20.12%-11.1pp | 25.83%-16.8pp |
| Employer contribution / active EE | $2,738 | $2,326+17.7% | $3,062-10.6% | $2,584+5.9% |
| Participant deferral / active EE | $3,017 | $4,133-27.0% | $5,003-39.7% | $4,194-28.1% |
| Admin fee / account holder | $12,202 | $10,148+20.2% | $12,864-5.2% | $7,856+55.3% |