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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,210 | $80,983-30.6% | $96,544-41.8% | $75,177-25.2% |
| Participation rate | 97.8% | 71.8%+26.0pp | 76.0%+21.8pp | 67.2%+30.6pp |
| Annual return | 12.69% | 27.05%-14.4pp | 25.88%-13.2pp | 160.75%-148.1pp |
| Employer contribution / active EE | $2,439 | $2,282+6.9% | $2,966-17.8% | $2,671-8.7% |
| Participant deferral / active EE | $2,479 | $3,929-36.9% | $4,851-48.9% | $4,126-39.9% |
| Admin fee / account holder | $4,722 | $6,717-29.7% | $8,254-42.8% | $5,651-16.4% |