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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,325 | $59,467+142.7% | $93,727+54.0% | $74,478+93.8% |
| Participation rate | 36.6% | 59.6%-23.1pp | 68.7%-32.2pp | 67.2%-30.7pp |
| Annual return | 16.38% | 82.14%-65.8pp | 133.83%-117.4pp | 1370.56%-1354.2pp |
| Employer contribution / active EE | $1,612 | $1,267+27.3% | $2,421-33.4% | $2,626-38.6% |
| Participant deferral / active EE | $3,488 | $3,052+14.3% | $4,417-21.0% | $4,350-19.8% |
| Admin fee / account holder | $5,408 | $3,028+78.6% | $8,292-34.8% | $1,946+177.9% |