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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,189 | $57,350-28.2% | $83,850-50.9% | $64,181-35.8% |
| Participation rate | 88.1% | 68.6%+19.5pp | 76.1%+11.9pp | 69.6%+18.5pp |
| Annual return | -9.72% | 11.38%-21.1pp | 850.92%-860.6pp | 7.63%-17.4pp |
| Employer contribution / active EE | $1,699 | $2,545-33.3% | $3,631-53.2% | $2,381-28.6% |
| Participant deferral / active EE | $3,265 | $2,993+9.1% | $4,082-20.0% | $3,470-5.9% |
| Admin fee / account holder | $1,036 | $4,046-74.4% | $5,478-81.1% | $4,887-78.8% |