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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,596 | $96,361+21.0% | $80,607+44.6% | $139,456-16.4% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 18.29% | 1350.95%-1332.7pp | 936.11%-917.8pp | 373.45%-355.2pp |
| Employer contribution / active EE | $2,305 | $3,262-29.3% | $2,724-15.4% | $4,753-51.5% |
| Participant deferral / active EE | $9,264 | $5,232+77.1% | $4,448+108.3% | $6,711+38.0% |
| Admin fee / account holder | $426 | $6,601-93.5% | $5,379-92.1% | $11,407-96.3% |