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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,653 | $93,589+10.8% | $135,942-23.8% | $75,181+37.9% |
| Participation rate | 97.1% | 75.2%+22.0pp | 81.9%+15.2pp | 67.2%+29.9pp |
| Annual return | 11.48% | 30.90%-19.4pp | 68.28%-56.8pp | 160.69%-149.2pp |
| Employer contribution / active EE | $4,966 | $3,537+40.4% | $4,858+2.2% | $2,671+86.0% |
| Participant deferral / active EE | $9,596 | $6,405+49.8% | $7,759+23.7% | $4,126+132.6% |
| Admin fee / account holder | $3,224 | $6,977-53.8% | $10,764-70.0% | $5,650-42.9% |