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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,864 | $52,306-25.7% | $69,779-44.3% | $62,881-38.2% |
| Participation rate | 80.4% | 67.2%+13.2pp | 71.8%+8.6pp | 69.3%+11.1pp |
| Annual return | 4.34% | 13.35%-9.0pp | 12.99%-8.7pp | 20.14%-15.8pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,338-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,541 | $2,395-35.7% | $2,931-47.4% | $3,203-51.9% |
| Admin fee / account holder | $1,904 | $3,691-48.4% | $4,381-56.5% | $4,296-55.7% |