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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,242 | $91,198+32.9% | $178,503-32.1% | $79,856+51.8% |
| Participation rate | 57.1% | 69.2%-12.1pp | 81.9%-24.8pp | 69.6%-12.5pp |
| Annual return | 12.19% | 24.20%-12.0pp | 151.12%-138.9pp | 31.71%-19.5pp |
| Employer contribution / active EE | $1,447 | $3,257-55.6% | $5,011-71.1% | $2,471-41.4% |
| Participant deferral / active EE | $6,296 | $3,237+94.5% | $5,202+21.0% | $3,741+68.3% |
| Admin fee / account holder | $12,802 | $6,748+89.7% | $13,987-8.5% | $5,306+141.3% |