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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,342 | $84,236-1.1% | $170,435-51.1% | $70,126+18.8% |
| Participation rate | 81.5% | 70.8%+10.7pp | 83.6%-2.1pp | 69.5%+11.9pp |
| Annual return | 14.96% | 23.06%-8.1pp | 205.94%-191.0pp | 73.15%-58.2pp |
| Employer contribution / active EE | $1,529 | $3,387-54.9% | $5,432-71.9% | $2,343-34.7% |
| Participant deferral / active EE | $4,308 | $3,086+39.6% | $4,939-12.8% | $3,332+29.3% |
| Admin fee / account holder | $1,044 | $5,698-81.7% | $13,881-92.5% | $4,645-77.5% |