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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,030 | $181,896-56.6% | $156,551-49.5% | $273,972-71.2% |
| Participation rate | 43.5% | 88.4%-44.9pp | 84.0%-40.5pp | 83.0%-39.5pp |
| Annual return | 10.44% | 30.74%-20.3pp | 32.23%-21.8pp | 41.46%-31.0pp |
| Employer contribution / active EE | $1,766 | $6,248-71.7% | $5,501-67.9% | $4,869-63.7% |
| Participant deferral / active EE | $4,167 | $5,550-24.9% | $4,871-14.4% | $5,287-21.2% |
| Admin fee / account holder | $5 | $15,560-100.0% | $13,028-100.0% | $10,133-99.9% |