Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,374 | $40,174-19.4% | $84,021-61.5% | $67,579-52.1% |
| Participation rate | 38.7% | 62.7%-24.0pp | 69.0%-30.3pp | 71.3%-32.6pp |
| Annual return | 19.95% | 25.82%-5.9pp | 71.32%-51.4pp | 378.56%-358.6pp |
| Employer contribution / active EE | $664 | $808-17.7% | $1,984-66.5% | $2,148-69.1% |
| Participant deferral / active EE | $1,052 | $2,301-54.3% | $3,239-67.5% | $3,539-70.3% |
| Admin fee / account holder | $31 | $128-75.6% | $6,102-99.5% | $142-78.0% |