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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,262 | $167,352+111.7% | $143,788+146.4% | $134,509+163.4% |
| Participation rate | 94.4% | 84.8%+9.6pp | 80.3%+14.1pp | 81.2%+13.2pp |
| Annual return | -11.69% | 0.47%-12.2pp | -0.03%-11.7pp | 418.13%-429.8pp |
| Employer contribution / active EE | $2,124 | $5,620-62.2% | $4,952-57.1% | $4,741-55.2% |
| Participant deferral / active EE | $6,366 | $6,447-1.3% | $5,638+12.9% | $6,400-0.5% |
| Admin fee / account holder | $13,561 | $18,091-25.0% | $14,675-7.6% | $11,427+18.7% |