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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,099 | $226,090-35.8% | $182,531-20.5% | $152,885-5.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 18.44% | 192.57%-174.1pp | 148.57%-130.1pp | 345.39%-326.9pp |
| Employer contribution / active EE | $17,806 | $4,978+257.7% | $4,075+336.9% | $4,763+273.8% |
| Participant deferral / active EE | $12,122 | $6,369+90.3% | $5,525+119.4% | $5,851+107.2% |
| Admin fee / account holder | $5,866 | $10,705-45.2% | $8,593-31.7% | $11,598-49.4% |