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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,102 | $75,832-77.4% | $147,618-88.4% | $59,633-71.3% |
| Participation rate | 59.4% | 71.6%-12.2pp | 84.6%-25.2pp | 68.7%-9.3pp |
| Annual return | -1.88% | 0.37%-2.2pp | 61.98%-63.9pp | 2041.40%-2043.3pp |
| Employer contribution / active EE | $524 | $3,485-85.0% | $5,565-90.6% | $2,203-76.2% |
| Participant deferral / active EE | $1,520 | $3,131-51.5% | $4,895-69.0% | $3,192-52.4% |
| Admin fee / account holder | $158 | $5,986-97.4% | $11,612-98.6% | $4,297-96.3% |