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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,262 | $167,352-28.7% | $143,788-17.1% | $134,509-11.3% |
| Participation rate | 57.1% | 84.8%-27.7pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -19.04% | 0.47%-19.5pp | -0.03%-19.0pp | 418.13%-437.2pp |
| Employer contribution / active EE | $2,675 | $5,620-52.4% | $4,952-46.0% | $4,741-43.6% |
| Participant deferral / active EE | $8,565 | $6,447+32.8% | $5,638+51.9% | $6,400+33.8% |
| Admin fee / account holder | $2,577 | $18,091-85.8% | $14,675-82.4% | $11,427-77.5% |