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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,729 | $157,276+175.1% | $141,177+206.5% | $152,885+183.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 64.48% | 64.33%+0.1pp | 71.40%-6.9pp | 345.39%-280.9pp |
| Employer contribution / active EE | $2,226 | $5,262-57.7% | $4,736-53.0% | $4,763-53.3% |
| Participant deferral / active EE | $16,573 | $7,110+133.1% | $6,710+147.0% | $5,851+183.3% |
| Admin fee / account holder | $2,135 | $12,123-82.4% | $10,263-79.2% | $11,598-81.6% |