Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,066 | $183,988-88.0% | $162,177-86.4% | $152,897-85.6% |
| Participation rate | 63.2% | 88.5%-25.3pp | 87.6%-24.4pp | 82.5%-19.3pp |
| Annual return | 23.72% | 150.79%-127.1pp | 115.60%-91.9pp | 345.43%-321.7pp |
| Employer contribution / active EE | $910 | $6,370-85.7% | $5,613-83.8% | $4,764-80.9% |
| Participant deferral / active EE | $3,023 | $8,032-62.4% | $7,297-58.6% | $5,851-48.3% |
| Admin fee / account holder | $649 | $13,123-95.1% | $10,843-94.0% | $11,599-94.4% |