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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,307 | $176,120+0.1% | $159,487+10.5% | $167,553+5.2% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 14.52% | 331.95%-317.4pp | 263.71%-249.2pp | 478.89%-464.4pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $6,210 | $7,752-19.9% | $7,354-15.6% | $6,343-2.1% |
| Admin fee / account holder | $12,540 | $12,561-0.2% | $10,804+16.1% | $12,316+1.8% |