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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,279 | $157,304-25.4% | $141,197-16.9% | $152,909-23.3% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 22.33% | 64.34%-42.0pp | 71.41%-49.1pp | 345.46%-323.1pp |
| Employer contribution / active EE | $2,211 | $5,263-58.0% | $4,736-53.3% | $4,764-53.6% |
| Participant deferral / active EE | $4,754 | $7,111-33.1% | $6,710-29.2% | $5,851-18.8% |
| Admin fee / account holder | $9,702 | $12,126-20.0% | $10,265-5.5% | $11,601-16.4% |