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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $160 |
WILSHIRE ASSOCIATES INCORPORATED1+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported that benefits due were not provided when due.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,823 | $42,548-88.7% | $74,552-93.5% | $56,287-91.4% |
| Participation rate | 24.5% | 60.5%-36.0pp | 69.1%-44.6pp | 69.9%-45.3pp |
| Annual return | 0.00% | 12.40%-12.4pp | 32.53%-32.5pp | -9.96%+10.0pp |
| Employer contribution / active EE | $421 | $855-50.7% | $1,961-78.5% | $2,111-80.0% |
| Participant deferral / active EE | $658 | $2,277-71.1% | $3,108-78.8% | $3,350-80.3% |
| Admin fee / account holder | $3 | $467-99.4% | $5,060-99.9% | $521-99.4% |