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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,236 | $176,105-9.6% | $159,474-0.1% | $167,536-5.0% |
| Participation rate | 85.7% | 85.0%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 19.69% | 331.91%-312.2pp | 263.68%-244.0pp | 478.82%-459.1pp |
| Employer contribution / active EE | $3,406 | $5,299-35.7% | $4,831-29.5% | $4,839-29.6% |
| Participant deferral / active EE | $8,583 | $7,751+10.7% | $7,353+16.7% | $6,342+35.3% |
| Admin fee / account holder | $2,884 | $12,559-77.0% | $10,802-73.3% | $12,315-76.6% |