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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,140 | $61,125-19.6% | $94,057-47.8% | $87,485-43.8% |
| Participation rate | 81.6% | 64.1%+17.5pp | 73.3%+8.2pp | 68.9%+12.6pp |
| Annual return | 13.28% | 35.20%-21.9pp | 480.62%-467.3pp | 26.06%-12.8pp |
| Employer contribution / active EE | $0 | $2,136-100.0% | $2,933-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,275 | $3,260-30.2% | $4,709-51.7% | $4,274-46.8% |
| Admin fee / account holder | $6,025 | $5,629+7.0% | $7,244-16.8% | $7,775-22.5% |