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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,613 | $58,258-20.0% | $81,820-43.0% | $80,925-42.4% |
| Participation rate | 85.7% | 63.5%+22.3pp | 72.4%+13.3pp | 67.7%+18.1pp |
| Annual return | 10.29% | 41.76%-31.5pp | 777.93%-767.6pp | 35.65%-25.4pp |
| Employer contribution / active EE | $0 | $2,345-100.0% | $2,915-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,625 | $3,284-20.1% | $4,323-39.3% | $4,299-38.9% |
| Admin fee / account holder | $1,363 | $4,976-72.6% | $7,391-81.6% | $6,940-80.4% |