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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,149,851 | $183,592+526.3% | $155,574+639.1% | $145,877+688.2% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 10.72% | 61.37%-50.7pp | 64.87%-54.1pp | 551.28%-540.6pp |
| Employer contribution / active EE | $2,086 | $5,317-60.8% | $4,676-55.4% | $4,663-55.3% |
| Participant deferral / active EE | $9,646 | $6,466+49.2% | $5,629+71.4% | $6,691+44.2% |
| Admin fee / account holder | $0 | $19,316-100.0% | $15,914-100.0% | $13,402-100.0% |