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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,027,920 | $175,231+486.6% | $149,696+586.7% | $139,466+637.0% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 16.22% | 166.77%-150.6pp | 134.46%-118.2pp | 373.66%-357.4pp |
| Employer contribution / active EE | $16,923 | $5,478+208.9% | $4,821+251.0% | $4,754+256.0% |
| Participant deferral / active EE | $11,301 | $6,521+73.3% | $5,682+98.9% | $6,712+68.4% |
| Admin fee / account holder | $0 | $16,155-100.0% | $13,212-100.0% | $11,409-100.0% |