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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,634 | $150,445-5.2% | $136,297+4.6% | $147,585-3.4% |
| Participation rate | 71.4% | 84.4%-13.0pp | 81.9%-10.5pp | 82.8%-11.4pp |
| Annual return | 16.16% | 1049.14%-1033.0pp | 5156.16%-5140.0pp | 578.57%-562.4pp |
| Employer contribution / active EE | $1,442 | $5,256-72.6% | $4,696-69.3% | $4,876-70.4% |
| Participant deferral / active EE | $6,713 | $6,631+1.2% | $6,247+7.5% | $5,439+23.4% |
| Admin fee / account holder | $7,068 | $10,906-35.2% | $9,244-23.5% | $10,885-35.1% |