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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,830 | $63,346-15.0% | $92,240-41.6% | $70,126-23.2% |
| Participation rate | 98.1% | 68.7%+29.4pp | 76.5%+21.6pp | 69.5%+28.6pp |
| Annual return | 15.27% | 530.19%-514.9pp | 176.29%-161.0pp | 73.15%-57.9pp |
| Employer contribution / active EE | $7,746 | $2,471+213.4% | $3,680+110.5% | $2,343+230.7% |
| Participant deferral / active EE | $3,782 | $2,854+32.5% | $3,897-2.9% | $3,332+13.5% |
| Admin fee / account holder | $1,859 | $3,841-51.6% | $5,194-64.2% | $4,645-60.0% |