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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,913 | $77,816-59.0% | $123,552-74.2% | $64,173-50.3% |
| Participation rate | 68.9% | 74.7%-5.8pp | 82.3%-13.4pp | 69.6%-0.7pp |
| Annual return | -9.04% | 12.49%-21.5pp | 119.20%-128.2pp | 7.63%-16.7pp |
| Employer contribution / active EE | $1,738 | $3,014-42.3% | $4,628-62.4% | $2,381-27.0% |
| Participant deferral / active EE | $3,725 | $5,240-28.9% | $6,426-42.0% | $3,470+7.4% |
| Admin fee / account holder | $166 | $5,519-97.0% | $9,285-98.2% | $4,887-96.6% |