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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,502 | $81,476-55.2% | $102,383-64.3% | $80,925-54.9% |
| Participation rate | 51.4% | 66.8%-15.5pp | 74.5%-23.1pp | 67.7%-16.3pp |
| Annual return | 14.89% | 25.59%-10.7pp | 24.94%-10.0pp | 35.65%-20.8pp |
| Employer contribution / active EE | $1,548 | $3,105-50.1% | $3,870-60.0% | $2,756-43.8% |
| Participant deferral / active EE | $3,021 | $3,871-21.9% | $5,060-40.3% | $4,299-29.7% |
| Admin fee / account holder | $2,605 | $6,717-61.2% | $8,391-69.0% | $6,940-62.5% |