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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,826 | $64,729-66.3% | $112,263-80.6% | $68,490-68.1% |
| Participation rate | 57.3% | 67.2%-9.8pp | 75.1%-17.7pp | 67.9%-10.6pp |
| Annual return | 0.90% | -11.40%+12.3pp | 27.49%-26.6pp | -7.85%+8.8pp |
| Employer contribution / active EE | $1,409 | $2,746-48.7% | $3,636-61.2% | $2,597-45.7% |
| Participant deferral / active EE | $2,535 | $3,566-28.9% | $4,729-46.4% | $4,028-37.1% |
| Admin fee / account holder | $1,357 | $5,222-74.0% | $6,410-78.8% | $5,403-74.9% |