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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,214 | $162,136+87.0% | $152,301+99.1% | $154,746+95.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.36% | 91.02%-72.7pp | 80.50%-62.1pp | 172.34%-154.0pp |
| Employer contribution / active EE | $3,908 | $4,890-20.1% | $4,624-15.5% | $4,379-10.8% |
| Participant deferral / active EE | $8,807 | $8,341+5.6% | $8,004+10.0% | $6,730+30.9% |
| Admin fee / account holder | $1,123 | $15,759-92.9% | $14,398-92.2% | $14,365-92.2% |