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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,513 | $138,076+22.0% | $123,553+36.4% | $135,380+24.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.47% | 153.70%-159.2pp | 119.21%-124.7pp | 519.81%-525.3pp |
| Employer contribution / active EE | $18,585 | $5,152+260.7% | $4,628+301.6% | $4,779+288.9% |
| Participant deferral / active EE | $7,973 | $6,800+17.3% | $6,426+24.1% | $5,609+42.1% |
| Admin fee / account holder | $1,947 | $10,917-82.2% | $9,284-79.0% | $10,828-82.0% |