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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,214 | $196,972+53.9% | $182,262+66.4% | $198,609+52.7% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 18.36% | 158.27%-139.9pp | 140.60%-122.2pp | 202.70%-184.3pp |
| Employer contribution / active EE | $3,908 | $5,364-27.1% | $5,046-22.6% | $5,055-22.7% |
| Participant deferral / active EE | $8,807 | $8,643+1.9% | $8,276+6.4% | $6,977+26.2% |
| Admin fee / account holder | $1,123 | $18,429-93.9% | $16,712-93.3% | $19,030-94.1% |