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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,214 | $154,228+96.6% | $145,433+108.5% | $137,256+120.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.36% | 74.59%-56.2pp | 66.58%-48.2pp | 220.34%-202.0pp |
| Employer contribution / active EE | $3,908 | $4,804-18.7% | $4,554-14.2% | $4,156-6.0% |
| Participant deferral / active EE | $8,807 | $8,216+7.2% | $7,897+11.5% | $6,407+37.5% |
| Admin fee / account holder | $1,123 | $14,344-92.2% | $13,129-91.4% | $12,270-90.9% |