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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,699 | $111,535-22.3% | $105,223-17.6% | $137,256-36.8% |
| Participation rate | 92.3% | 78.1%+14.2pp | 75.0%+17.3pp | 80.0%+12.3pp |
| Annual return | 9.69% | 237.85%-228.2pp | 180.65%-171.0pp | 220.34%-210.7pp |
| Employer contribution / active EE | $2,218 | $3,939-43.7% | $3,689-39.9% | $4,156-46.6% |
| Participant deferral / active EE | $7,247 | $5,500+31.8% | $5,072+42.9% | $6,407+13.1% |
| Admin fee / account holder | $1,163 | $9,721-88.0% | $8,859-86.9% | $12,270-90.5% |