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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,309 | $209,874-41.7% | $189,537-35.5% | $167,536-27.0% |
| Participation rate | 72.2% | 88.7%-16.4pp | 87.8%-15.6pp | 82.1%-9.9pp |
| Annual return | 20.83% | 748.61%-727.8pp | 555.34%-534.5pp | 478.82%-458.0pp |
| Employer contribution / active EE | $2,807 | $6,913-59.4% | $6,161-54.4% | $4,839-42.0% |
| Participant deferral / active EE | $5,316 | $8,934-40.5% | $8,220-35.3% | $6,342-16.2% |
| Admin fee / account holder | $322 | $14,299-97.7% | $12,048-97.3% | $12,315-97.4% |