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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,897 | $63,346-10.2% | $92,240-38.3% | $70,126-18.9% |
| Participation rate | 52.9% | 68.7%-15.7pp | 76.5%-23.5pp | 69.5%-16.6pp |
| Annual return | 15.17% | 530.19%-515.0pp | 176.29%-161.1pp | 73.15%-58.0pp |
| Employer contribution / active EE | $1,187 | $2,471-52.0% | $3,680-67.7% | $2,343-49.3% |
| Participant deferral / active EE | $2,348 | $2,854-17.7% | $3,897-39.7% | $3,332-29.5% |
| Admin fee / account holder | $632 | $3,841-83.5% | $5,194-87.8% | $4,645-86.4% |