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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,092 | $81,276+131.4% | $155,574+20.9% | $80,925+132.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 6.76% | 33.36%-26.6pp | 64.87%-58.1pp | 35.65%-28.9pp |
| Employer contribution / active EE | $4,869 | $3,103+56.9% | $4,676+4.1% | $2,756+76.7% |
| Participant deferral / active EE | $7,669 | $3,453+122.1% | $5,629+36.2% | $4,299+78.4% |
| Admin fee / account holder | $10,363 | $7,993+29.6% | $15,914-34.9% | $6,940+49.3% |