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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,216 | $85,171+52.9% | $172,753-24.6% | $72,976+78.4% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 11.97% | 27.32%-15.3pp | 803.00%-791.0pp | 81.02%-69.0pp |
| Employer contribution / active EE | $5,873 | $3,324+76.7% | $5,144+14.2% | $2,440+140.7% |
| Participant deferral / active EE | $4,204 | $3,260+29.0% | $5,198-19.1% | $3,608+16.5% |
| Admin fee / account holder | $1,881 | $5,880-68.0% | $13,956-86.5% | $5,124-63.3% |