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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,092 | $81,233+131.5% | $155,567+20.9% | $80,874+132.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 6.76% | 33.33%-26.6pp | 64.74%-58.0pp | 35.62%-28.9pp |
| Employer contribution / active EE | $4,869 | $3,101+57.0% | $4,674+4.2% | $2,756+76.7% |
| Participant deferral / active EE | $7,669 | $3,452+122.1% | $5,628+36.3% | $4,297+78.5% |
| Admin fee / account holder | $10,363 | $7,998+29.6% | $15,916-34.9% | $6,935+49.4% |