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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,429 | $100,805-29.1% | $86,698-17.6% | $134,532-46.9% |
| Participation rate | 33.3% | 79.0%-45.6pp | 76.6%-43.3pp | 81.2%-47.9pp |
| Annual return | -20.17% | 29.09%-49.3pp | 35.95%-56.1pp | 418.27%-438.4pp |
| Employer contribution / active EE | $9,304 | $3,490+166.6% | $2,837+228.0% | $4,741+96.2% |
| Participant deferral / active EE | $3,417 | $5,339-36.0% | $4,656-26.6% | $6,401-46.6% |
| Admin fee / account holder | $2,148 | $10,925-80.3% | $7,493-71.3% | $11,429-81.2% |