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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,125 | $167,504-40.2% | $151,628-34.0% | $134,509-25.6% |
| Participation rate | 85.7% | 88.4%-2.7pp | 87.5%-1.8pp | 81.2%+4.5pp |
| Annual return | -9.38% | 7.81%-17.2pp | 3.34%-12.7pp | 418.13%-427.5pp |
| Employer contribution / active EE | $1,482 | $6,828-78.3% | $6,165-76.0% | $4,741-68.7% |
| Participant deferral / active EE | $3,321 | $8,985-63.0% | $8,363-60.3% | $6,400-48.1% |
| Admin fee / account holder | $367 | $13,779-97.3% | $11,613-96.8% | $11,427-96.8% |