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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,722 | $106,905+89.6% | $84,020+141.3% | $152,885+32.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 17.08% | 105.00%-87.9pp | 71.31%-54.2pp | 345.39%-328.3pp |
| Employer contribution / active EE | $3,184 | $2,735+16.4% | $1,984+60.5% | $4,763-33.2% |
| Participant deferral / active EE | $6,321 | $4,012+57.6% | $3,239+95.2% | $5,851+8.0% |
| Admin fee / account holder | $824 | $8,287-90.1% | $6,101-86.5% | $11,598-92.9% |