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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,543 | $112,915-85.3% | $90,965-81.8% | $158,950-89.6% |
| Participation rate | 85.7% | 74.7%+11.0pp | 69.0%+16.7pp | 82.0%+3.8pp |
| Annual return | 22.59% | 215.75%-193.2pp | 134.57%-112.0pp | 302.91%-280.3pp |
| Employer contribution / active EE | $14,286 | $2,894+393.7% | $2,122+573.2% | $4,762+200.0% |
| Participant deferral / active EE | $6,631 | $4,128+60.6% | $3,373+96.6% | $5,983+10.8% |
| Admin fee / account holder | $699 | $8,044-91.3% | $5,960-88.3% | $11,248-93.8% |